Risk Disclosure

Risk
What you must know before applying

We put everything on this page. If any point is not acceptable to you, FINNIX FACT is not right for you, and that is a good answer.

You may lose all of your investment

CFDs use leverage. If your port does not have enough money to support the margin, it will be stopped out and the loss becomes real immediately.

Team Finnix cannot withdraw your money

We are not a broker. We do not hold your money and cannot access it. Only you can deposit and withdraw.

We do not hold trading funds
Your money stays with you

We never accept money to trade on your behalf. Your investment always stays in an account in your name at the broker. The only thing you pay the team is the fee.

Returns are not guaranteed

Markets always move up and down, so we do not promise profit or that your capital is safe. Past results are only information to help your decision.

Nothing hidden These four points appear on every page of the site and in the conditions you must accept before applying.

Where your money is

Who can do what

You

Account owner

Only you can enter the Personal Area, protected by 2FA

Deposit
Withdraw
BROKER · EXNESS

Holds your money

The account is opened in your name

Places trades
Withdraw
TEAM FINNIX

EA developer

Uses the MT5 password to place trades only

What the team can do

  • Install and maintain the EA on a VPS
  • Place trades in your port
  • View port data with the Read-only password

What the team cannot do

  • Withdraw money from your account
  • Enter your broker Personal Area
  • Guarantee profit or capital

The MT5 password can place trades, so trading can reduce the money in your port. You can stop the EA at any time by changing your port password.

Be ready to add funds

Try it with your own numbers

In the 10-year backtest, the worst period made fall to almost the minimum capital, so a reserve is a must.

Versions
Registered investment
$10,000
Minimum $10,000 · maximum $50,000
InvestmentReserve to prepareWorst period in the pastTop-up alert level
Reserve to prepare$5,000
Total to prepare$15,000
If the worst past period happens again, the loss is about−$9,900
The team sends an email alert when equity falls below$5,000

Calculated from the 2015–2025 backtest, which excludes swap. Real results may be worse. If you do not add funds and get stopped out, the loss belongs entirely to the account owner.

Buy and Hold with CFDs

is not the same as an index fund

Index fundFINNIX FACT (CFD)
LeverageNoneYes, losses can be faster than the market
Market falls 50%Can hold and wait for recoveryMay get before the market recovers
Overnight costNonePays every night
DividendsReceivedAccount adjusted for dividends, positive or negative
OwnershipOwns real fund unitsA contract with the broker. You do not own the shares
Other risks

Tap each item for details

Past results do not guarantee the futureBacktest and Live results are historical data
A longer bear market than any in the backtest can happen. Backtests exclude swap and are simulated from historical data, so they may differ from real trading because of spread, slippage and dividend adjustments.
Price gapsNews while the market is closed can make the open price far from the close
When the open price gaps away from the close, equity can drop immediately with no time to add funds.
Broker conditionsSpread, margin and swap can change
Team Finnix does not control the broker. Changes in broker conditions may affect trading results.
System failuresThe VPS, internet or server may have problems
Technical problems may cause the EA to malfunction or pause. The team works to restore it as fast as possible but does not guarantee results during that time.
Interfering with the portTrading yourself, changing leverage, or withdrawing below the capital
The EA sizes lots from the registered investment. If the account owner trades manually, changes leverage, or withdraws below the capital without telling the team, the risk is higher than designed.
Unpaid feesThe EA stops on day 9 and open positions are left unmanaged
Open positions stay in the port. Their risk belongs to the account owner until the bill is paid in full and the EA resumes.
Closes every position on FridayIncluding losing positions, so losses become real in every week the market falls
Origin Friday closes all positions every Friday to avoid triple swap, then reopens on Monday, unlike Origin, which holds and waits for prices to return. Switching from Origin to Friday also closes existing losing positions on the next Friday.
Higher commissionOpens Buy and Sell together, so net profit is lower
Minimal opens positions on both sides to lower the minimum capital given the broker’s minimum lot size, so it pays more commission than the other versions.
Laws in your countryYou must check yourself
You must check for yourself whether trading CFDs with a foreign broker is allowed in your country.

Our service involves complex derivative financial instruments that require appropriate knowledge and understanding. Prices can move quickly and may become worthless. Trading is high risk, and traders are more likely to lose than to make a profit. Losses can be as high as the entire balance in your trading account.

I understand, go to apply[Full Risk Disclosure, after legal review]